If you're 0-85, we help lock in an affordable final expense policy
We help families,
Let us help yours.
We're a proud partner of Senior Life Insurance Company
MEET THE OWNER
Hey, I'm Scott!
Scott Connell has been in the final expense business since 2018, building a growing agency grounded in the belief that "a rising tide lifts all boats." His dedication to helping families secure their financial future and providing top-notch customer service has made him a trusted figure in the industry.
Scott finds fulfillment in making a positive impact on the lives of the families he serves. His approach centers on understanding each client's unique needs and offering solutions that bring peace of mind. Committed to excellence, Scott fosters a collaborative environment within his team, ensuring they deliver compassionate and expert guidance to every client.
Our Products
Whole Life Insurance
Our whole life plans last your entire life. With most plans, coverage is available from day one.
Ultimate Preferred
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $10,000 - $30,000
• Issue Ages: 0 - 85
• No History of Tobacco/Nicotine Use (Within Past 10 Years)
• For Those Free of Health Issues
Super Preferred
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $5,000 - $30,000
• Issue Ages: 0 - 85
• No History of Tobacco/Nicotine Use (Within Past 5 Years)
• For Those Free of Health Issues
Preferred
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $1,000 - $20,000
• Issue Ages: 0 - 85
• No History of Tobacco/Nicotine Use (Within Past 12 Months)
• For Those With Minor Health Issues
Standard
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $1,000 - $20,000
• Issue Ages: 0 - 85
• No Restrictions for Tobacco/Nicotine Use
20 Pay Standard
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $1,000 - $20,000
• Issue Ages: 0 - 60
• No Restrictions for Tobacco/Nicotine Use
Modified
• Whole Life Coverage with Limited Benefit
• Coverage Amounts: $1,000 - $15,000
• Issue Ages: 0 - 85
• No Restrictions for Tobacco/Nicotine Use
• Benefit: Years 1 - 2 110% of Premiums Paid; Year 3+ Full Face Amount
• For those with moderate health conditions
Easy Issue
• Whole Life Coverage with Limited Benefit
• Coverage Amounts: $1,000 - $10,000
• Issue Ages: 0 - 85
• No Restrictions for Tobacco/Nicotine Use
• Benefit: Years 1 - 3 110% of Premiums Paid; Year 4+ Full Face Amount
• For Those with Significant Health Conditions
Guaranteed Issue
• Whole Life Coverage with Limited Benefit
• Coverage Amounts: $1,000 - $10,000
• Issue Ages: 0 - 85
• No Restrictions for Tobacco/Nicotine Use
• Benefit: Years 1 - 3 110% of Premiums Paid; Year 4+ Full Face Amount
• Guaranteed to Anyone 0 - 85, Regardless of Health Conditions
Term Life Insurance
Only need 20 years of coverage? This is available with our term life insurance plans.
20 Year Term
• Whole Life Coverage with Immediate Benefit
• Coverage Amounts: $10,000 - $30,000
• Issue Ages: 0 - 85
• No History of Tobacco/Nicotine Use (Within Past 10 Years)
• For Those Free of Health Issues
20 Year Term: Return of Premium
• Term Life Coverage
• Coverage Amounts: $10,000, $20,000, $30,000, $40,000 and $50,000 only
• Issue Ages (Non-Tobacco Users: 20 - 60
• Issue Ages (Tobacco Users Within Past 12 Months): 20 - 45
• 100% Premiums Paid Back At The End Of The 20 Year Term
Term to Age 90
• Term Life Coverage
• Coverage Amounts: $10,000, $20,000, $30,000, $40,000 and $50,000
• Issue Ages: 18 - 80
• No Restrictions for Tobacco/Nicotine Use
Term to Age 100
• Term Life Coverage
• Coverage Amounts: $5,000 - $50,000
• Issue Ages: 50 - 75
• No History of Tobacco/Nicotine Use (Within Past 12 Months)
Meet the Team of Professionals
Scott Connell
Owner / Agent
Melissa Connell
Admin / Agent
Copyright © 2025 | Senior Life of Valdosta is a partner of Senior Life Insurance Company.
All policies are underwritten by Senior Life Insurance Company.
Senior Life Insurance Company: Individual Results May Vary